Health-Insurance Basics.
January 21st, 2007Individual health care insurance, provides coverage for individuals, or families.
In general, individual plans are much more expensive than group insurance. However you can obtain individual plans directly from any company who offers them.The company with whom you apply will evaluate you from a health standpoint, in terms of how much risk you present to them as a client.
Usually, they’ll provide an extensive questionnaire for you to fill out, asking various questions about your current and past health history.They will then determine your risk accordingly, from which a premium will be generated.
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